Indexed universal life is a form of universal life insurance and is considered to be one of the most fl exible types of life insurance. This fl exibility allows you to adjust the amount of your policy coverage1, (also called the face) amount, and the premiums you pay. You also have the potential to build cash value in your policy and if enough value accumulates, you may even be able to stop2 paying premiums. Or, you can continue to pay additional premiums to accumulate even more cash value that you can access through policy loans and withdrawals later in life.3

1 Additional coverage may require additional underwriting.

2 It is possible that coverage will expire when either no premiums are paid following the initial premium, or subsequent premiums are insufficient to continue coverage.

3 Policy loans and withdrawals reduce the policy’s cash value and death benefit and may result in a taxable event. Surrender charges may reduce the policy’s cash value in early years.

https://nationallife.wistia.com/medias/bnqt9xjihf